Bal Krishna Joshi

Bal Krishna Joshi is the Co-Founder of and currently working as Independent Director at Nepal Electronic Payment System Ltd. He is the Co-Founder of Machnet and ThamelRemit. He has played an important role in the building a democratic digital ecosystem to provide cross-border digital banking access to those in the base of the pyramid. His biggest achievement till date has been developing a solution that removes barriers to entry for non-licensed entities to offer hyper-local digital remittance services . It challenges the business model pioneered by Western Union in 1872 where only the licensed entities could acquire customers.

He is also known as the world's famous "Internet goat” seller. In 2001, he founded an e-commerce company that sold live goats to Nepalese migrant workers abroad. Using the portal, they could send goats as a gift to their families in Nepal. This goat company evolved into a global FinTech company.Mr. Joshi studied BBA focused on Business Administration and Management, General from Lewis and Clark College.